Privacy Policy

SCALLER BOAT FINNOVATION LLP (Rupy Money)

Effective Date: 01-04-2025

 

SCALLER BOAT FINNOVATION LLP, operating under the brand “Rupy Money,” values your privacy and is fully committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you access our website or use any of our services. By accessing or using our website (www.Rupy.money) or services, you agree to the terms outlined in this Privacy Policy. If you do not agree, please discontinue use immediately.

 

 

• Information We Collect

• Personal Information

 

We may collect the following personal details during your use of our services:

 

• Full name, date of birth, and gender

 

• Contact details: mobile number, email address, residential address

 

• Identity information: PAN, Aadhaar, government-issued IDs

 

• Financial information: salary details, income proof, bank statements

 

• Employment information

 

• Any other information you voluntarily provide via forms, chats, or emails

 

• Non-Personal Information

 

We may collect non-identifiable data such as:

 

• Browser type and version

 

• IP address and geolocation

 

• Device details (mobile, desktop, OS)

 

• Website usage statistics: pages visited, session time, bounce rate

 

• Cookies and similar technologies to enhance user experience
  

 

• How We Use Your Information

 

We use the information collected for the following purposes:

 

• To provide, personalize, and improve our financial products and services

 

• To assess your eligibility for loans or financial offerings

 

• For identity verification and fraud prevention

 

• To send transactional alerts, policy updates, and promotional offers

 

• To process loan/credit card applications with partner Banks/NBFCs

 

• To respond to customer service queries, feedback, and support requests

 

• To comply with applicable legal and regulatory obligations

Non-personal data helps us analyze site performance, improve design, and optimize user journeys.

 

• Sharing of Information

 

Your personal information may be shared under the following circumstances:

 

• With Banks/NBFCs and Financial Partners: For processing, underwriting, and servicing your loan or credit request

 

• With Service Providers: For IT, hosting, data analytics, customer service, and communication purposes

 

• With Legal or Government Authorities: If required under applicable laws, court orders, or lawful enforcement requests

 

• During Business Transfers: In case of a merger, acquisition, restructuring, or sale of assets, your information may be transferred to the new entity

All third parties are required to follow strict data protection practices in line with this Privacy Policy.

 

• Data Security

 

We implement appropriate technical and organizational security measures including:

 

• End-to-end data encryption
  
• Firewall-protected infrastructure

 

• Secure server environments

 

• Access control and audit trails

While we take reasonable precautions, no system is 100% secure. We do not guarantee absolute security of your data.

 

• Data Retention

 

We retain your information:

 

• As long as your relationship with us continues

 

• As required to fulfill our legal, regulatory, accounting, or reporting obligations

 

• For resolving disputes and enforcing our agreements

Once the retention period ends, we ensure your data is securely deleted or anonymized.

 

• Your Rights

 

You have the right to:

 

• Access the personal data we hold about you

 

• Correct or update inaccuracies

 

• Withdraw consent for non-essential communications

 

• Request deletion of your data (as per applicable law)

 

• Know how we process your data

To exercise these rights, contact us at info@rupy.money

 

• Cookies and Tracking Technologies

 

Our Website uses cookies and similar technologies to:

 

• Remember your preferences

 

• Understand visitor behavior
  
• Customize content and improve performance

You can manage cookie settings via your browser. Disabling cookies may affect functionality of some features.

 

• Third-Party Links

 

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of such websites. We advise you to review their respective privacy policies.

 

 

• Changes to This Policy

 

We may revise this Privacy Policy periodically to reflect:

 

• Changes in legal or regulatory requirements

 

• Improvements in our services or data handling practices

 

• Security enhancements

If we make material changes, we will notify you via email or prominent notice on the website. Please review this page regularly.

 

• Contact Us

 

For any questions, concerns, or data-related requests, please contact:

SCALLER BOAT FINNOVATION LLP (Rupy Money)

Email: info@rupy.money

Address: A-304 Bharat CHS Ltd, Navghar Road, Kasturi Park, Bhayandar (E), Thane - 401105, Maharashtra, India

Phone: +91 77383 81695